God’s ways of handling money work: in the house of the wise are stores of choice food and oil (Prov. 21:20). Having cash on hand is a good thing, always having some money. Get out of debt; the borrower is a slave to the lender. These are things that worked 1,000 years ago, they worked 20 years ago, and they worked 20 minutes ago. They will work for the next 20 years.
*FYI: I have a post in mind that will ask the question, “Is Dave Ramsey a Christian?”